Current logo


Official Website:
Platforms: Android | iOS
Account Types: Personal Checking
Partner Bank: Choice Financial
Minimum Account Balance: $0.00
Lowest Monthly Fee: $0.00
Headquarters: New York, NY

Features: Free Checking, Teen Banking, Rewards, Early Payments for Direct Deposit

Current is a New York based neobank focusing on providing checking accounts to people overlooked by the traditional banking industry.

Current is a US neobank based in New York, founded in 2015 as FinCo Services.

Current touts itself as a bank for people overlooked by the traditional banking system. Like most challenger banks, they offer free checking accounts with no minimum deposits, no monthly fees, and opened entirely online without visiting a physical branch.

They also offer teen banking, tax refund advances when you Direct Deposit your paycheck to your account, and a points reward system for purchases on their debit card. In June 2020, they announced surpassing 1 million members.