Cogni logo


Official Website:
Platforms: iOS
Account Types: Personal Checking
Minimum Account Balance: $0.00
Lowest Monthly Fee: $0.00
Headquarters: New York, NY

Features: Free Checking for Personal Accounts

Cogni is a US neobank offering free checking accounts to consumers with accounts opened entirely online.

Cogni is a New York based challenger bank offering personal checking accounts to consumers.

Founded in 2018 with a 6.2 million seed round, Cogni is a relatively standard offering for consumer personal checking accounts among US neobanks. Benefits for consumers include the ability to open an account entirely online without visiting a physical branch, which Cogni bills as open in just 3 to 5 minutes.

Currently, Cogni only offers an iOS app.